We proudly Serve our Veterans!
When it comes to healthcare the VA clinic/hospital automatically comes to mind right?
But did you know that even if a veteran receives medical services through the VA that they STILL CAN APPLY AND RECEIVE MEDICARE COVERAGE?
YES! MEDICARE PLANS WORK IN ADDITION TO VA COVERAGE!
Why is it Important to Enroll in Medicare?
It is important to still enroll in Medicare Part A and Part B if eligible, even if you are receiving care at the VA because of the following reasons:
1. You are enrolled in one of the VA lower priority groups and could potentially loose your benefits
2. A local VA facility is not easily accessible for you based on where you live
3. You have the OPTION to utilize local doctors and hospitals. If you want to get that 2nd opinion then go for it, if you need an urgent surgery asap then you can get that done through a large nationwide network of private doctors and hospitals.
Let's talk cost...
Medicare Part A comes at a $0 cost for those that have contributed enough working hours towards social security.
Medicare Part B however does have a monthly premium that is based off income which typically runs $144.00 a month.
With that said, if your total income is below a certain amount based off the state of residence, then you could qualify to have your state pay for your Part B premium.
Its called the Medicare Savings Program
Here at Advocate Insurance Group, we go that extra mile and would help you complete an online application to see if you qualify for this program. Hey, the worse thing that could happen is they say no... right?
Now, after you enroll in Medicare Part A and B and determine your eligibility for a Medicare Savings Program, the final step is for you to decide if you want a Supplement (Medi-gap) policy or an Advantage Plan (Part C)
Funeral Expenses for Veterans
The burial allowance for a non-service connected death is $300.00 (va.gov)
The average funeral cost today is between $8,000 and $12,000 and that is a no-frills funeral.
Here at Advocate Insurance Group, we also advocate for the best life insurance policy for you based on your needs and budget. There are hundreds of life insurance companies all claiming to be the best with the cheapest rate around, but don't fall into that trap. What you might not realize is the clauses they put in the fine print. That is why it is our passion to make 100% sure that you are choosing the right policy that will protect your loved ones from any financial burden when you are gone.
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